World Model · podcast knowledge graph

I have $23,000 Total In Debt — Which One Should I Pay Off First?

2026-10-04 · 11 min · 32 entities

episode page audio

Asserted relationships

  • → discusses Business company
    0.40
    evidence rules-v5
    Feed category: Business
  • → discusses Education concept
    0.40
    evidence rules-v5
    Feed category: Education
  • → discusses Self-Improvement concept
    0.40
    evidence rules-v5
    Feed category: Self-Improvement
  • → discusses Investing concept
    0.40
    evidence rules-v5
    Feed category: Investing
  • → discusses Religion & Spirituality concept
    0.40
    evidence rules-v5
    Feed category: Religion & Spirituality
  • → discusses Christianity concept
    0.40
    evidence rules-v5
    Feed category: Christianity
  • → hosted by The Neatness Network company
    0.40
    evidence rules-v5
    Feed author/publisher: The Neatness Network
  • → references Savings website
    0.38
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://anthonyoneal.com/savings
  • → references Betterhelp company
    0.38
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://link.anthonyoneal.com/betterhelp
  • → references Ethos website
    0.38
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://link.anthonyoneal.com/ethos
  • → references Getmyplan website
    0.38
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://anthonyoneal.com/getmyplan
  • → references Kikoff website
    0.38
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://anthonyoneal.com/kikoff
  • → references Moomoo website
    0.38
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://anthonyoneal.com/moomoo
  • → references Dovly website
    0.38
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://anthonyoneal.com/dovly
  • → references Wealthbudget website
    0.38
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://anthonyoneal.com/wealthbudget

Entities found in this episode

websites 15

  • mentioned Savings website
    0.45
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://anthonyoneal.com/savings
  • mentioned Ethos website
    0.45
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://link.anthonyoneal.com/ethos
  • mentioned Getmyplan website
    0.45
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://anthonyoneal.com/getmyplan
  • mentioned Kikoff website
    0.45
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://anthonyoneal.com/kikoff
  • mentioned Moomoo website
    0.45
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://anthonyoneal.com/moomoo
  • mentioned Dovly website
    0.45
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://anthonyoneal.com/dovly
  • mentioned Wealthbudget website
    0.45
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://anthonyoneal.com/wealthbudget
  • references Savings website
    0.38
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://anthonyoneal.com/savings
  • references Ethos website
    0.38
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://link.anthonyoneal.com/ethos
  • references Getmyplan website
    0.38
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://anthonyoneal.com/getmyplan
  • references Kikoff website
    0.38
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://anthonyoneal.com/kikoff
  • references Moomoo website
    0.38
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://anthonyoneal.com/moomoo
  • references Dovly website
    0.38
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://anthonyoneal.com/dovly
  • references Wealthbudget website
    0.38
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://anthonyoneal.com/wealthbudget
  • mentioned Anthonyoneal website
    0.30
    evidence rules-v5
    @_anthonyoneal

concepts 11

  • mentioned Education concept
    0.50
    evidence rules-v5
    Feed category: Education
  • mentioned Self-Improvement concept
    0.50
    evidence rules-v5
    Feed category: Self-Improvement
  • mentioned Investing concept
    0.50
    evidence rules-v5
    Feed category: Investing
  • mentioned Religion & Spirituality concept
    0.50
    evidence rules-v5
    Feed category: Religion & Spirituality
  • mentioned Christianity concept
    0.50
    evidence rules-v5
    Feed category: Christianity
  • 0.42
    evidence rules-v5
    I have $23,000 Total In Debt — Which One Should I Pay Off First?
  • discusses Education concept
    0.40
    evidence rules-v5
    Feed category: Education
  • discusses Self-Improvement concept
    0.40
    evidence rules-v5
    Feed category: Self-Improvement
  • discusses Investing concept
    0.40
    evidence rules-v5
    Feed category: Investing
  • discusses Religion & Spirituality concept
    0.40
    evidence rules-v5
    Feed category: Religion & Spirituality
  • discusses Christianity concept
    0.40
    evidence rules-v5
    Feed category: Christianity

companys 6

  • mentioned The Neatness Network company
    0.70
    evidence rules-v5
    Feed author/publisher: The Neatness Network
  • mentioned Business company
    0.50
    evidence rules-v5
    Feed category: Business
  • mentioned Betterhelp company
    0.45
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://link.anthonyoneal.com/betterhelp
  • discusses Business company
    0.40
    evidence rules-v5
    Feed category: Business
  • hosted by The Neatness Network company
    0.40
    evidence rules-v5
    Feed author/publisher: The Neatness Network
  • references Betterhelp company
    0.38
    evidence rules-v5
    Link in episode "I have $23,000 Total In Debt — Which One Should I Pay Off First?": https://link.anthonyoneal.com/betterhelp
Episode description as stored
Most people are told to attack their debt in the "smartest" order — highest interest rate first. It's the math-correct move. So why do so many people who follow that exact advice quit before they ever get debt-free? In this episode, Anthony breaks down the real story of a couple juggling five debts — from a $400 medical bill all the way up to a $13,000 student loan — and what happened when they tried the "correct" method versus what actually got them results. Backed by a 2012 study of over 6,000 real households, this episode settles the debt snowball vs. debt avalanche debate for good, and explains why momentum — not math — is what actually gets people out of debt. IN THIS EPISODE, YOU'LL LEARN: - Why attacking your highest-interest debt first can actually cause you to quit - What a study of 6,000+ households found about who actually becomes debt-free - Why paying off a small debt fast can matter more than saving the most money - The exact order to list and attack your debts (no interest-rate math required) If you're tired of starting debt payoff plans and quitting in the middle, this episode will change how you think about where to start. And if you're ready for a full step-by-step plan, Anthony's new book, Stop Living Paycheck to Paycheck, walks you through the complete 5-phase debt-free roadmap — available now at https://www.anthonyoneal.com/book. ABOUT ANTHONY ONEAL: Anthony O'Neal is a nationally bestselling author, speaker, and host of The Table with Anthony O'Neal. He holds a Bachelor of Science in Finance & Banking and is a professor of Consumer Economics at Virginia Union University. Since 2014, he's helped millions of people get out of debt, build wealth, and break generational poverty. His mission is to help you maximize your income, eliminate debt, and create a life of freedom and legacy. 📅 BOOK ANTHONY TO SPEAK AT YOUR EVENT: bookings@anthonyoneal.com 🤝 SPONSOR THE TABLE PODCAST: partnerships@anthonyoneal.com Connect With Anthony: 👉 Website: https://www.anthonyoneal.com 📸 Instagram: https://www.instagram.com/anthonyoneal 🎵 TikTok: @_anthonyoneal FREE TOOLS & RESOURCES: 📊 Budgeting & Wealth Tracker: https://www.anthonyoneal.com/wealthbudget 🧠 Book a FREE 15-Minute Financial Plan: https://www.anthonyoneal.com/getmyplan 📞 Call In & Be On The Show: (771)-224-8131 TRUSTED PARTNERS: These tools help you win with money: - SoFi High-Yield Savings (Earn 4.6% APY): https://anthonyoneal.com/savings - Dovly (Credit repair made simple): https://www.anthonyoneal.com/dovly - Kikoff (Build credit the smart way): https://www.anthonyoneal.com/kikoff - MooMoo (Start investing + get 5 FREE stocks): https://www.anthonyoneal.com/moomoo - Ethos Life Insurance (Term life in minutes): https://link.anthonyoneal.com/ethos - BetterHelp (Affordable online therapy): https://link.anthonyoneal.com/betterhelp Affiliate Disclaimer: Some links are affiliate links, meaning I may earn a commission at no extra cost to you. Many offer special discounts for my community! ⚠️ GENERAL DISCLAIMER This content is for educational and entertainment purposes only. I am not a licensed financial advisor. Please do your own research and consult a certified professional before making financial decisions. Advertising Inquiries: https://redcircle.com/brands Privacy & Opt-Out: https://redcircle.com/privacy