Josh Younger Explains How Banks Really Manage Rate Risk

2023-11-30 · 39 min · 13 entities

episode page audio

Asserted relationships

→ appeared on Odd Lots podcast

0.63

evidence rules-v4
Josh Younger Explains How Banks Really Manage Rate Risk
→ discusses Business concept

0.40

evidence rules-v4
Feed category: Business
→ discusses News concept

0.40

evidence rules-v4
Feed category: News
→ discusses Investing concept

0.40

evidence rules-v4
Feed category: Investing
→ discusses News Commentary concept

0.40

evidence rules-v4
Feed category: News Commentary
→ hosted by Bloomberg company

0.40

evidence rules-v4
Feed author/publisher: Bloomberg
→ discusses Business News concept

0.40

evidence rules-v4
Feed category: Business News

Entities found in this episode

concepts 9

mentioned Business concept

0.50

evidence rules-v4
Feed category: Business
mentioned Investing concept

0.50

evidence rules-v4
Feed category: Investing
mentioned News Commentary concept

0.50

evidence rules-v4
Feed category: News Commentary
mentioned Business News concept

0.50

evidence rules-v4
Feed category: Business News
discusses Business concept

0.40

evidence rules-v4
Feed category: Business
discusses News concept

0.40

evidence rules-v4
Feed category: News
discusses Investing concept

0.40

evidence rules-v4
Feed category: Investing
discusses News Commentary concept

0.40

evidence rules-v4
Feed category: News Commentary
discusses Business News concept

0.40

evidence rules-v4
Feed category: Business News

companys 2

mentioned Bloomberg company

0.70

evidence rules-v4
Feed author/publisher: Bloomberg
hosted by Bloomberg company

0.40

evidence rules-v4
Feed author/publisher: Bloomberg

persons 1

mentioned Josh Younger person

0.66

evidence rules-v4
Josh Younger Explains How Banks Really Manage Rate Risk

podcasts 1

appeared on Odd Lots podcast

0.63

evidence rules-v4
Josh Younger Explains How Banks Really Manage Rate Risk

Episode description as stored

The rate banks pay on savings accounts hit the headlines earlier this year, when an outflow of deposits contributed to the collapse of Silicon Valley Bank and other lenders. Suddenly, the mechanics of how banks attract deposits — and what they actually do with them — became a hot topic. And even before then, there'd been a lot of discussion over why many banks hadn't passed on the surge in benchmark rates to their customers by raising rates on savings accounts. So what exactly do banks use deposits for? How do those deposits behave? And can that behavior change in different interest rate environments? In this episode we speak with Josh Younger, senior adviser at the Federal Reserve Bank of New York and formerly at JPMorgan, about his recent research looking at how banks pass on higher interest rates and what it means for their own exposure to interest rates. See omnystudio.com/listener for privacy information.