FIRST TIME HOME BUYER GUIDE 2026: EVERYTHING YOU NEED TO KNOW || KYLIE BRENNING || EPISODE 080
2026-03-18 · 31 min · episode 80 · 14 entities
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KYLIE
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FIRST TIME HOME BUYER GUIDE 2026: EVERYTHING YOU NEED TO KNOW || KYLIE BRENNING || EPISODE 080
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FIRST
Episode description as stored
<p>Kylie Brenning has been active in the real estate industry since 2018, starting her career in commercial real estate development before transitioning into lending in 2022. That foundation gives her a unique, well-rounded perspective on both the building and financing side of real estate.</p>
<p>As a Mortgage Broker, Kylie works across both residential and commercial lending, leveraging strong relationships with a wide network of banks and lending institutions. Her approach is solution-focused—no matter how niche the deal or complex the situation, she believes there is always a loan product or strategy that can make it work.</p>
<p>Beyond her work in lending, Kylie serves as the President of E.P.I.C.C. (Empowering Professionals In Clark County), a nonprofit dedicated to giving back through meaningful networking, community-driven events, and supporting local charities and small businesses throughout the Pacific Northwest.</p>
<p>In this episode, we break down the realities of lending in today’s market—from creative financing strategies to how AI is shaping the future of mortgage brokering. Whether you’re a first-time buyer, investor, or entrepreneur, this conversation is packed with practical insights on navigating credit, income, and opportunity in real estate.</p>
<p>🎙️ Episode Timestamps </p>
<p>0:00 Introduction
3:45 What is Creative Finance?
7:32 DSCR loan , 0 Income Documentation?
12:34 How important is credit score?
16:41 Income vs Credit score
19:50 AI integration as Mortgage Broker
21:35 No Credit vs Bad Credit ?
26:15 Interests Rates & When To Buy ? </p>