Inside the Business of Buying 30 Portfolios a Year

In this episode of The Paycast Network live from SEAA 2026, host Chase Gunnell sits down with Zach Daily, the acquisitions mastermind at Cutter, to discuss the exact mechanics of merchant portfolio buyouts and residual stream valuations. Celebrating 20 years in the industry, Zach explains how Cutter operates as a strictly static end buyer, purchasing 15 to 30 agent and ISO portfolios a year without ever competing for sales agents or disrupting existing merchant relationships. He pulls back the curtain on how their family owned business evaluates up to 200 portfolio opportunities annually, leverages organic referral networks, and utilizes AI search parameters to capture high value acquisition deals. From building long term industry friendships that naturally transition into strategic business partnerships to tackling our signature rubber duck sales challenge, Zach provides an essential blueprint for independent operators looking to safely maximize the liquidation equity of their processing books.