The Trust Layer for AI Agents — Ravi Bijlani, KYXStart.Ai
2026-09-11 · 48 min · 20 entities
Asserted relationships
-
0.77
evidence rules-v5
Link in episode "The Trust Layer for AI Agents — Ravi Bijlani, KYXStart.Ai": https://amazon.com/FUTURE-PROOF-YOUR-BUSINESS-Strategic-Framework-ebook/dp/B0H8MKQTKC
-
0.55
evidence rules-v5
Feed author/publisher: Arunansu Pattanayak
-
0.50
evidence rules-v5
CEO of KYXStart.Ai
-
0.40
evidence rules-v5
Feed category: Business
-
0.40
evidence rules-v5
Feed category: Technology
-
0.40
evidence rules-v5
Feed category: Entrepreneurship
-
0.40
evidence rules-v5
Feed category: Investing
-
0.38
evidence rules-v5
Link in episode "The Trust Layer for AI Agents — Ravi Bijlani, KYXStart.Ai": https://youtube.com/playlist?list=PLDBiRxvJWaSA
-
0.38
evidence rules-v5
Link in episode "The Trust Layer for AI Agents — Ravi Bijlani, KYXStart.Ai": https://arunansupattanayak.com/
-
0.38
evidence rules-v5
Link in episode "The Trust Layer for AI Agents — Ravi Bijlani, KYXStart.Ai": https://kyxstart.ai/
Entities found in this episode
companys 7
-
0.50
evidence rules-v5
Feed category: Business
-
0.50
evidence rules-v5
Feed category: Technology
-
0.50
evidence rules-v5
CEO of KYXStart.Ai
-
0.45
evidence rules-v5
Link in episode "The Trust Layer for AI Agents — Ravi Bijlani, KYXStart.Ai": https://kyxstart.ai/
-
0.40
evidence rules-v5
Feed category: Business
-
0.40
evidence rules-v5
Feed category: Technology
-
0.38
evidence rules-v5
Link in episode "The Trust Layer for AI Agents — Ravi Bijlani, KYXStart.Ai": https://kyxstart.ai/
websites 4
-
0.50
evidence rules-v5
Feed category: Entrepreneurship
-
0.45
evidence rules-v5
Link in episode "The Trust Layer for AI Agents — Ravi Bijlani, KYXStart.Ai": https://arunansupattanayak.com/
-
0.40
evidence rules-v5
Feed category: Entrepreneurship
-
0.38
evidence rules-v5
Link in episode "The Trust Layer for AI Agents — Ravi Bijlani, KYXStart.Ai": https://arunansupattanayak.com/
concepts 3
-
0.50
evidence rules-v5
Feed category: Investing
-
0.42
evidence rules-v5
The Trust Layer for AI Agents — Ravi Bijlani, KYXStart.Ai
-
0.40
evidence rules-v5
Feed category: Investing
books 2
-
0.90
evidence rules-v5
Link in episode "The Trust Layer for AI Agents — Ravi Bijlani, KYXStart.Ai": https://amazon.com/FUTURE-PROOF-YOUR-BUSINESS-Strategic-Framework-ebook/dp/B0H8MKQTKC
-
0.77
evidence rules-v5
Link in episode "The Trust Layer for AI Agents — Ravi Bijlani, KYXStart.Ai": https://amazon.com/FUTURE-PROOF-YOUR-BUSINESS-Strategic-Framework-ebook/dp/B0H8MKQTKC
persons 2
-
0.70
evidence rules-v5
Feed author/publisher: Arunansu Pattanayak
-
0.55
evidence rules-v5
Feed author/publisher: Arunansu Pattanayak
podcasts 2
-
0.45
evidence rules-v5
Link in episode "The Trust Layer for AI Agents — Ravi Bijlani, KYXStart.Ai": https://youtube.com/playlist?list=PLDBiRxvJWaSA
-
0.38
evidence rules-v5
Link in episode "The Trust Layer for AI Agents — Ravi Bijlani, KYXStart.Ai": https://youtube.com/playlist?list=PLDBiRxvJWaSA
Episode description as stored
Send us Fan Mail
Your AI agent can book a flight, move money, and open accounts on your behalf. But it can't take a selfie or hold a driver's license — so how does anyone know it's really acting for you?
Arun sits down with Ravi Bijlani, founder and CEO of KYXStart.Ai, who is building the trust and verification layer for the agentic era. Ravi spent 24 years in identity and payments before betting that the real bottleneck in AI wouldn't be intelligence — it would be trust.
In this conversation:
– Why "card-not-present" is becoming "human-not-present"
– KYC for AI agents (KYCA): verifying who — or what — is on the other end of a transaction
– Binding an agent to a device and a verified human, with guardrails ("don't book a flight over $500")
– The coming protocol wars between Google, Stripe, Mastercard, and Visa — and why KYXStart sits above all of them
– How the business actually makes money when the underlying standard is open
– The financial-inclusion endgame: identity with nothing but a phone number and a selfie
Chapters
00:00 – Most organizations aren't behind on AI — they're behind on the thinking
00:41 – Meet Ravi Bijlani and KYXStart.Ai
02:50 – The gap Ravi saw: 24 years in identity and payments
05:10 – Why agents need a trust layer
06:27 – The scale: 180+ countries, billions of identities
07:50 – How this differs from managed identity and RBAC
09:30 – Static identity → signal-based identity; "human-not-present"
11:20 – Guardrails and the $500 flight: KYC for agents
13:50 – Accountability and the agent registry
15:00 – Is there a global standard? The protocol wars
18:00 – Where KYXStart plays: the trust layer on top
21:00 – Monetizing an open standard
26:40 – Diversifying: agent onboarding for banks today
30:00 – Turning it into a platform: AML and risk scoring
33:25 – Team structure: 21 people, founder's mentality
38:20 – The R&D vision: a golden record and financial inclusion
42:00 – Partnerships, the ecosystem, and the tipping point
46:20 – Close
Subscribe to What Comes Next with Arun and leave a 5-star review — it genuinely helps new listeners find the show.
🎧 Apple: https://podcasts.apple.com/us/podcast/what-comes-next-with-arun/id6788060249
🎧 Spotify: https://open.spotify.com/show/033KRXb9RHJJIDSoE2KjYF
▶️ YouTube: https://www.youtube.com/playlist?list=PLDBiRxvJWaSA
🌐 Website: https://www.arunansupattanayak.com/
📘 Future-Proof Your Business: https://www.amazon.com/FUTURE-PROOF-YOUR-BUSINESS-Strategic-Framework-ebook/dp/B0H8MKQTKC
Connect with Ravi Bijlani: https://www.linkedin.com/in/ravibijlani/
Company site: https://www.kyxstart.ai/
Support the show
Arun's book, Future Proof Your Business:
https://www.amazon.com/FUTURE-PROOF-YOUR-BUSINESS-Strategic-Framework-ebook/dp/B0H8MKQTKC